Privacy Policy

Kael Defense ("we", "us", or "our") is committed to protecting the privacy and security of all data processed through our services. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you interact with our website (www.kaeldefense.com), request a pilot analysis, or use our fraud detection infrastructure.

We operate as an early-stage provider of offline, forensic fraud detection tools for financial institutions (primarily NBFCs). Our core service involves retrospective analysis of historical lending and borrower data provided by clients — with no live integration, no cloud storage of client data, and no access to personal identifiable information (PII) beyond what is strictly necessary for the agreed analysis.

1. Information We Collect

We collect only the minimum information required to provide our services and respond to inquiries:

• Website visitors: IP address, browser type, pages visited, time/date of access, and referral sources (via standard server logs and analytics tools like Google Analytics).

• Pilot / demo requests: Name, email address, phone number (optional), company name, job title, and any message you provide when filling out forms or contacting us.

• Pilot analysis data: Anonymized or pseudonymized historical lending data (CSV exports) that you voluntarily upload for forensic analysis. This may include application IDs, transaction timestamps, guarantor details, disbursement records, device metadata, IP logs, etc. — never including clear PII (Aadhaar, PAN, full name, mobile number, etc.) unless you explicitly include it (which we strongly discourage).

We do not collect:

• Sensitive personal data (financial account numbers, passwords, biometric data)

• Live transaction streams

• Real-time customer PII

2. How We Use Your Information

• To respond to inquiries, schedule demos, or provide pilot analysis

• To perform offline forensic graph analysis and generate risk reports (using only the data you provide)

• To improve our website and services (aggregated, anonymized analytics only)

• To comply with legal obligations (e.g., responding to lawful requests from authorities)

We never use your data for marketing, profiling, or third-party advertising.

3. Data Processing & Storage

• Offline & private deployment: All pilot analysis is performed in a secure, offline environment. No client data is uploaded to our servers or cloud platforms.

• Data retention: Pilot data is processed temporarily and deleted immediately after the analysis is complete and the report is delivered (unless you request otherwise). Website logs are retained for up to 12 months for security purposes.

• No third-party sharing: We do not sell, rent, or share your data with third parties for commercial purposes. Limited access may be granted only to authorized personnel under strict confidentiality for analysis purposes.

4. Data Security

We implement reasonable technical, administrative, and physical safeguards to protect data, including:

• Encryption for data in transit (HTTPS)

• Access controls and role-based permissions

• Regular security reviews

• Offline processing to eliminate cloud exposure

However, no method of transmission or storage is 100% secure. You provide data at your own risk.

5. Compliance with Indian Laws

Kael Defense complies with:

• Digital Personal Data Protection Act, 2023 (DPDP Act) — we act only as a data processor on your instructions

• Information Technology Act, 2000 (as amended)

• RBI Guidelines on data security, outsourcing, and fraud risk management (where applicable to our offline forensic services)

As an unincorporated entity (under incorporation), we operate with full personal accountability of the promoter for any breaches or losses arising from our services.

6. Your Rights

You have the right to:

• Request access to, correction of, or deletion of your personal information (contact us)

• Withdraw consent for processing (where applicable)

• Lodge a complaint with the Data Protection Board of India if you believe your rights are violated

7. Changes to this Policy

We may update this Privacy Policy from time to time. The updated version will be posted here with a revised "Last updated" date. Continued use of our website or services after changes constitutes acceptance.

8. Contact Us

For any privacy-related questions, contact:
Rahul Karol
Promoter, Kael Defense
Email: [your-email@kaeldefense.com]
Phone: [your number, if you want to share]

We take privacy seriously and will respond to all inquiries promptly.

Thank you for trusting Kael Defense.